Terms and Conditions

Purchase Agreement & Terms and Conditions

Please read these terms and conditions carefully before creating an account and using the FLIP Investor, Inc. (“FLIP”) iFlip Software (“iFlip”).

By using iFlip you agree to be bound by and comply with this Terms and Conditions Agreement (“Agreement”), just as if you had signed it. Violation of any provision of the Agreement is grounds for immediate termination of your FLIP account. FLIP may modify these Terms and Conditions at any time. FLIP may also modify the prices of its services, as well as discontinue or change the services offered. You acknowledge that you are subscribing to a software as a service platform that depending on choices may incur certain fees. You further acknowledge that your use of iFlip is discretionary.  You understand that by choosing an Automated Strategy you are allowing iFlip to buy and sell the chosen stocks based on the rules of the selected strategy. Definitions of the strategies can be found on the FLIP website www.iflipinvest.com. All strategies and results displayed within are proforma. Automated Strategy proforma results are theoretical. Proforma results are updated daily and are subject to change. FLIP is not responsible for errors in calculations of the proforma. Proforma results of Automated Strategies offered on the platform are for historical reference and educational purposes ONLY and are not to be considered financial advice. FLIP automated portfolios do not constitute advice. FLIP is not an advisor. Past performance is not indicative of future results. For questions relating to suitability and risk tolerance you should contact your Investment Advisor and/or Tax professional. Markets at times can be extremely volatile. FLIP is not responsible for losses as a result of execution of trades by you or by a chosen Automated Strategy. You understand that the platform is cloud based and that any orders placed by you or your chosen Automated Strategies will be executed regardless of your personal computer or mobile device being turned on or off.

The platform only monitors market information during regular market hours (Monday through Friday). It does not monitor in the pre or after market.

The FLIP platform is open to the public. Certain products FLIP offers e.g. strategy automation, enhanced quotes may involve fees. FLIP does not issue refunds for initial setup or monthly subscription fees. If you cancel at any time, you will have access to iFlip through the last day of your given billing period.

FLIP provides analysis information relating to stock market activity and while all reasonable care is used in providing this information, FLIP shall not have any liability whatsoever to any party with respect to any loss or damage (including without limitation any financial loss, direct or consequential loss, or loss of other contract). You understand that accuracy of data provided may be affected by many factors, including (but not limited to) Internet connection speeds, third party service providers, and potential software oversights.

You shall not use or permit any other party to use the software in connection with any matter of an illegal nature.

You shall not transfer any rights to access the software or any FLIP services to another party. You will comply with instructions given by FLIP concerning access to services associated with the use of iFlip.

FLIP is a software as a service company and not a regulated entity. The platform requires information from the associated broker account in order to display to its users their positions and value of their account. You will allow basic transparency of account information e.g. positions, position size, symbol position, total account liquidity and other information deemed needed by FLIP of your identified linked brokerage account to ensure accuracy and allow the broker dealer holding your account to place trades based on any automated strategies you have selected.

If you desire to receive credit for referrals, you must successfully complete the compliance video and pass the quiz before commission payouts are distributed.

FLIP may cancel or suspend access if you fail to observe or perform any of the provisions of this agreement or provide false or misleading information in regard to this agreement or if FLIP is of the opinion that you have or may use the service for any unlawful or improper purpose or in a manner that may jeopardize the security or interface in the proper operation of any part of the service.

FLIP shall not be liable for any breach of this agreement caused by an Act of God, insurrection or civil disorder, war or military operations, national or local emergency acts or omissions of Government or other competent authority, industrial disputes of any kind (whether involving FLIP employees or contractors), disruption in either the customer’s or FLIP internet services, or disruption of services necessary for FLIP operations, fire, lightening, flood, subsidence, inclement weather, acts or omissions of persons for whom FLIP is not responsible or any other case outside the control of FLIP.

The buying and selling of stocks based on the usage of this software is done at your own risk. FLIP is not responsible for any gains or losses incurred by any user as a result of using this software. I have read and AGREE to all TERMS AND CONDITIONS OF USE

This agreement is deemed to have been executed when the customer

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Zero-dollar ($0) commissions are available for self-directed Individual cash or margin brokerage accounts that trade U.S. listed securities via mobile devices and via web interface. To obtain the commission and fee schedule, please see our website at www.iflipinvest.com. Note that certain Flip Investor Inc. Product features listed are currently in development and will be available in the near future. System execution price, speed, response time, liquidity, market information, and account access times are affected by many factors, including market volatility, size and type of order, market conditions, system performance, and other factors. Some of the information provided show hypothetical results which may or may not represent live performance. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns.  Keep in mind that while diversification and the use of algorithms may help manage risk it does not assure a profit, or protect completely against losses, in a down market. There is always the potential of losing money when you invest in securities, or other financial products.  Investors should consider their investment objectives and risks carefully prior to investing.

Past performance is not indicative of future performance. iFlip data results assembled using various Flip algorithms applied to the equities listed on this webpage (if any). Results compiled for each equity and each algorithm assume a 10,000 initial investment beginning on Jan 1st 2005. A $0.01 / share commission applied. All iFlip price assumptions are based on the opening price of each day as found in Yahoo finance. Yearly NAV data points compiled by compounding annual returns using standard year over year accounting. S&P500 results are derived using the SPY as a proxy. The data on this webpage is not intended as a solicitation. Always seek professional advice for suitability.

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Doug Adams copy

Doug Adams - COO

Doug Adams has more than 30 years of experience as an executive in the IT industry. He has demonstrated success helping companies grow profitably with high degrees of customer satisfaction. 

He has a passion for developing talent and building high performing teams. Most recently as a Senior VP at FusionStorm, he helped grow the company from $440mm to over $1bb in sales and improve profitability 1500% (15x) over 7 years. Prior to that he was at Oracle for 14 years where he served as a Vice President in their North America Consulting Division. 

He had responsibility for a variety of software and technology practices with a team of over 400 consultants. He has also held leadership positions at IBM and Andersen Consulting (Accenture), and holds a BS degree from Cal Poly, San Luis Obispo in Industrial Engineering.

Ed Sweeney

Ed Sweeny - Board Member

Ed Sweeney is a partner and a founder of RCM Alternatives. Previously, he was a Managing Director of Trading at TD Options, LLC, a subsidiary of TD Securities until 2006. 

He is also a founder of Starboard Specialty Funds, LLC. which is an active fund specializing in private and publicly traded bank equities.
He was also a co-founder of a trading technology firm, Ragnarok Systems, and also worked for O’Connor & Associates and at Swiss Bank Corporation as a director of fixed income trading.
Mr. Sweeney graduated with an M.S. and B.S. in Mechanical Engineering from MIT, has a J.D. from John Marshall Law School and holds a Series 7, 24 and 63 licenses.

Karla Dennis copy 2

Karla Dennis - Board Member

As seen in Forbes Magazine, Karla Dennis is an expert tax and business strategist. As an enrolled agent, Karla is licensed to represent taxpayers in all 50 states. She holds a Masters in Taxation and Business Development and is the author of two books, Tax Storm and Against the Odds. 

She has been featured in various media outlets such as, KTLA, Forbes, MSNBC, Yahoo! Finance, and SmartMoney marking her the ultimate tax and business expert.

Thomas Shippee Bio

Thomas Shippee - Consulting Board Member

Thomas P. Shippee is a financial services investor and industry expert. His early years he earned a Bachelor’s degree in Economics at Bates College and an MBA at Pepperdine University.   

For the last 35 years he has served in various positions including CEO of Wells Fargo Financial whereupon he oversaw all US and Canadian consumer and commercial business finance operations from Des Moines, IA.  He currently spends his efforts in the consumer financial services industry counseling and working for small privately held businesses.  

David Bay Bio

David Bay - Consulting Board Member

David is a Kentucky native graduating with a degree in Music Education at University of Kentucky and a Masters degree in Education from Xavier University. His early years were spent excelling as band director leading his group to breaking records, honors and 3 straight years of placing in state wide competitions. 

In 1988 David started a new life of entrepreneurship. Since then his natural ability to lead and passion for growing people has stretched him to employ over a hundred employees and operating several businesses over several industries including real estate, heating oil, farm gas, commercial lubricant, consulting, skilled nursing care, convenience store and restaurant business.  

Marc C

Marc Chesley - Consulting Board Member

Marc Chesley is a software industry pioneer with a passion for growing people and companies. He is a recognized innovator and operational leader. As former CTO at Infusionsoft, Marc helped grow the company from startup to over $100mm in revenue. He has led as CEO and President of many fast-growth software companies. 

Marc was recognized as Arizona CIO of the Year by the Phoenix Business Journal and the Arizona Technology Council.  The Society for Information Management awarded him Arizona IT Leader of the Year. He currently works as the COO at Paradox (fast-growing software firm) managing product teams, engineering teams, business development teams and serving as general counsel.

Kelly

Kelly Korshak - CTO

Kelly attended Stanford and subsequently the University of Chicago and has a graduate degree in mathematics.  He spent 30+ years on Wall Street, investing over $4 Billion assets for institutional banks and funds including Deutsche Bank, Morgan Stanley, Diamondback Capital, Brevan Howard and Tudor Group. 

His strategy to investing is built around the approach that mathematical algorithms produce superior risk / reward in the stock market.  This algorithmic intelligence (AI) approach led him to retire from Wall Street with his family in Arizona to start up his own company “Flip Investor”.  

His dream is to empower all individuals to grow their wealth through AI investment technology.

Randy Tate

Randy Tate - CEO

Randy spent his earlier years as a successful collegiate athlete and then self-made entrepreneur.  He grew an athletic apparel company to over $5M+ in revenue, then sold it to a publicly traded sporting conglomerate, Sports Chalet. 

For the last 10+ years he has trained thousands of employees and business owners on how to market effectively, grow sales and build sustainable growth in their companies.

His passion for technology led him to one of the fastest growing software companies called Infusionsoft, which peaked with over 150,000 software users.  As the VP of Business Training for customers, he developed and oversaw the expansion of the Elite Business Education curriculum program.

Since then he has led as the co-founder and CEO of iFlip, SAAS Financial Technology Company.  His passion is to empower all individuals to grow their wealth for the future through the use of AI investing technology.