Terms and Conditions

Purchase Agreement & Terms and Conditions

Please read these terms and conditions carefully before creating an account and using the FLIP Investor, Inc. (“FLIP”) iFlip Software (“iFlip”).

By using iFlip you agree to be bound by and comply with this Terms and Conditions Agreement (“Agreement”), just as if you had signed it. Violation of any provision of the Agreement is grounds for immediate termination of your FLIP account. FLIP may modify these Terms and Conditions at any time. FLIP may also modify the prices of its services, as well as discontinue or change the services offered. You acknowledge that you are subscribing to a software as a service platform that depending on choices may incur certain fees. You further acknowledge that your use of iFlip is discretionary.  You understand that by choosing an Automated Strategy you are allowing iFlip to buy and sell the chosen stocks based on the rules of the selected strategy. Definitions of the strategies can be found on the FLIP website www.iflipinvest.com. All strategies and results displayed within are proforma. Automated Strategy proforma results are theoretical. Proforma results are updated daily and are subject to change. FLIP is not responsible for errors in calculations of the proforma. Proforma results of Automated Strategies offered on the platform are for historical reference and educational purposes ONLY and are not to be considered financial advice. FLIP automated portfolios do not constitute advice. FLIP is not an advisor. Past performance is not indicative of future results. For questions relating to suitability and risk tolerance you should contact your Investment Advisor and/or Tax professional. Markets at times can be extremely volatile. FLIP is not responsible for losses as a result of execution of trades by you or by a chosen Automated Strategy. You understand that the platform is cloud based and that any orders placed by you or your chosen Automated Strategies will be executed regardless of your personal computer or mobile device being turned on or off.

The platform only monitors market information during regular market hours (Monday through Friday). It does not monitor in the pre or after market.

The FLIP platform is free. Certain products FLIP offers e.g. strategy automation, enhanced quotes may involve fees. FLIP does not issue refunds for initial setup or monthly subscription fees. If you cancel at any time, you will have access to iFlip through the last day of your given billing period.

FLIP provides analysis information relating to stock market activity and while all reasonable care is used in providing this information, FLIP shall not have any liability whatsoever to any party with respect to any loss or damage (including without limitation any financial loss, direct or consequential loss, or loss of other contract). You understand that accuracy of data provided may be affected by many factors, including (but not limited to) Internet connection speeds, third party service providers, and potential software oversights.

You shall not use or permit any other party to use the software in connection with any matter of an illegal nature.

You shall not transfer any rights to access the software or any FLIP services to another party. You will comply with instructions given by FLIP concerning access to services associated with the use of iFlip.

FLIP is a software as a service company and not a regulated entity. The platform requires information from the associated broker account in order to display to its users their positions and value of their account. You will allow basic transparency of account information e.g. positions, position size, symbol position, total account liquidity and other information deemed needed by FLIP of your identified linked brokerage account to ensure accuracy and allow the broker dealer holding your account to place trades based on any automated strategies you have selected.

If you desire to receive credit for referrals, you must successfully complete the compliance video and pass the quiz before commission payouts are distributed.

FLIP may cancel or suspend access if you fail to observe or perform any of the provisions of this agreement or provide false or misleading information in regard to this agreement or if FLIP is of the opinion that you have or may use the service for any unlawful or improper purpose or in a manner that may jeopardize the security or interface in the proper operation of any part of the service.

FLIP shall not be liable for any breach of this agreement caused by an Act of God, insurrection or civil disorder, war or military operations, national or local emergency acts or omissions of Government or other competent authority, industrial disputes of any kind (whether involving FLIP employees or contractors), disruption in either the customer’s or FLIP internet services, or disruption of services necessary for FLIP operations, fire, lightening, flood, subsidence, inclement weather, acts or omissions of persons for whom FLIP is not responsible or any other case outside the control of FLIP.

The buying and selling of stocks based on the usage of this software is done at your own risk. FLIP is not responsible for any gains or losses incurred by any user as a result of using this software. I have read and AGREE to all TERMS AND CONDITIONS OF USE

This agreement is deemed to have been executed when the customer

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Zero-dollar ($0) commissions are available for self-directed Individual cash or margin brokerage accounts that trade U.S. listed securities via mobile devices and via web interface. To obtain the commission and fee schedule, please see our website at www.iflipinvest.com. Note that certain Flip Investor Inc. Product features listed are currently in development and will be available in the near future. System execution price, speed, response time, liquidity, market information, and account access times are affected by many factors, including market volatility, size and type of order, market conditions, system performance, and other factors. Some of the information provided show hypothetical results which may or may not represent live performance. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns.  Keep in mind that while diversification and the use of algorithms may help manage risk it does not assure a profit, or protect completely against losses, in a down market. There is always the potential of losing money when you invest in securities, or other financial products.  Investors should consider their investment objectives and risks carefully prior to investing.

Margin trading involves interest charges and risks, including the potential to lose more than initially deposited and the possibility of required additional collateral to maintain positions in a down market.  Before using margin, customers must determine whether this type of trading strategy is right for them given their specific investment objectives, experience, risk tolerance, and financial situation. All securities and associated algorithms are offered to self directed customers by Flip Investor Inc through RCM Securities, member FINRA & SIPC. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or open a brokerage account in any jurisdiction where Flip Investor Inc. and/or RCM Securities is not registered.