Starting To Invest? Lifehack Lessons For Intermediate Investors

What if everyone grew up knowing the best ways to spend, save and invest money? Would there still be lessons to learn? Would you lose money invested in stocks? Would there even be a market?

Not everyone talks about saving and investing around the dinner table. If you want to learn more about money matters, investment lessons can be learned from successful investors. 

An article by Kathy Manson on Lifehack lists seven investment lessons. Let’s look at a few of them.

Plan For The Worst

The article says, “Tragedy can happen at any time.” Maybe you’ll get sick, lose your job or have the value of your portfolio drop. You must also plan for the possibility of your death and caring for your dependents after you’re gone. Plan for the worst.

It offers suggestions to have in place before you consider investing. 

  • An emergency fund to cover your bills and expenses for at least six months. 
  • Good medical insurance to protect you and your dependents. 
  • A life insurance policy to take care of the people who depend on you.

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Keep Working

While you’re young and strong, “Keep working for as long as you can because you have the best asset of all: Time. The longer you work, the more money you have to invest. If you don’t plan to have any retirement income, (side business, properties), then you need to work as long as you can, so you can build up your retirement fund.”

It’s important to have your invested money growing for you. Currently, savings accounts aren’t paying enough to grow your retirement account. However, iFlip’s A.I. SmartFolios offer you a way to preserve, protect and grow your wealth. 

Invest In What You Know And Like

Warren Buffett didn’t invest in tech stocks and start-ups during the famous dot-com boom in the late 1990s because he didn’t understand how they worked or made money. Because of this, he was saved from that crash.

See iFlip’s Crash Protection Analysis

“Before you invest in individual companies, think of it as investing in a real business. Study the company and actually spend your money buying their products and services, then this could be a bonus,” advises Manson.

Invest In The Long Term

The article tells of the excitement portrayed in movies where traders on Wall Street are able to make millions “at the turn of a hat. However, unless you have a lot of money, skill, and time, you can’t make a lot of money with individual stock purchases.”

Yet, “something that has been proven is the power of long-term investing. If you invest now in good stocks from reliable companies and leave it there for 20 years, you can have enough time to ride out any dips and still come out on top,” continues the article.

iFlip’s A.I. SmartFolios are long-term investments that consider the risk level of each user. They use machine learning analysis to buy, sell and hold based on market risk. 

See 10-year Returns for A.I SmartFolios

From Traders Magazine, in an article titled “The Most Important Lessons You Will Learn From a Stock Market Crash,” comes this caution:

Never Let Your Mind Play Tricks On You

“Psychology plays a big part in whether you’re a success or a failure in investing, but, in particular, the fallacies you have yet to learn and unlearn,” states this article. It goes on to explain how believing that recent events will continue in the future can prove harmful.

The article gives this example, “If you’ve never experienced a bear market before, a statement like, ‘Stocks have risen for the past 10 years, so they’ll continue climbing,’ seems logical, but to someone who’s lived through both the dot-com bust and the Subprime crisis eras, not so much.”

Take the psychology and the emotions out of investing or trading and you’ll mitigate your losses. Machine learning A.I. doesn’t care what your friends or family are recommending you invest in. 

Using the best algorithmic trading software, iFlip’s A.I. SmartFolio offers a better protection, experience and investment strategy. This automated trading software is available on your desktop or phone for mobile stock trading. 

As you start or continue your personal retirement planning, hop over to iFlip. See for yourself how easy it is to set up your account with the best algorithmic trading software.

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Doug Adams has more than 30 years of experience as an executive in the IT industry. He has demonstrated success helping companies grow profitably with high degrees of customer satisfaction. 

He has a passion for developing talent and building high performing teams. Most recently as a Senior VP at FusionStorm, he helped grow the company from $440mm to over $1bb in sales and improve profitability 1500% (15x) over 7 years. Prior to that he was at Oracle for 14 years where he served as a Vice President in their North America Consulting Division. 

He had responsibility for a variety of software and technology practices with a team of over 400 consultants. He has also held leadership positions at IBM and Andersen Consulting (Accenture), and holds a BS degree from Cal Poly, San Luis Obispo in Industrial Engineering.

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Ed Sweeny - Board Member

Ed Sweeney is a partner and a founder of RCM Alternatives. Previously, he was a Managing Director of Trading at TD Options, LLC, a subsidiary of TD Securities until 2006. 

He is also a founder of Starboard Specialty Funds, LLC. which is an active fund specializing in private and publicly traded bank equities.
He was also a co-founder of a trading technology firm, Ragnarok Systems, and also worked for O’Connor & Associates and at Swiss Bank Corporation as a director of fixed income trading.
Mr. Sweeney graduated with an M.S. and B.S. in Mechanical Engineering from MIT, has a J.D. from John Marshall Law School and holds a Series 7, 24 and 63 licenses.

Karla Dennis

Karla Dennis - Board Member

As seen in Forbes Magazine, Karla Dennis is an expert tax and business strategist. As an enrolled agent, Karla is licensed to represent taxpayers in all 50 states. She holds a Masters in Taxation and Business Development and is the author of two books, Tax Storm and Against the Odds. 

She has been featured in various media outlets such as, KTLA, Forbes, MSNBC, Yahoo! Finance, and SmartMoney marking her the ultimate tax and business expert.

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Thomas Shippee - Consulting Board Member

Thomas P. Shippee is a financial services investor and industry expert. His early years he earned a Bachelor’s degree in Economics at Bates College and an MBA at Pepperdine University.   

For the last 35 years he has served in various positions including CEO of Wells Fargo Financial whereupon he oversaw all US and Canadian consumer and commercial business finance operations from Des Moines, IA.  He currently spends his efforts in the consumer financial services industry counseling and working for small privately held businesses.  

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David Bay - Consulting Board Member

David is a Kentucky native graduating with a degree in Music Education at University of Kentucky and a Masters degree in Education from Xavier University. His early years were spent excelling as band director leading his group to breaking records, honors and 3 straight years of placing in state wide competitions. 

In 1988 David started a new life of entrepreneurship. Since then his natural ability to lead and passion for growing people has stretched him to employ over a hundred employees and operating several businesses over several industries including real estate, heating oil, farm gas, commercial lubricant, consulting, skilled nursing care, convenience store and restaurant business.  

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Marc Chesley - Consulting Board Member

Marc Chesley is a software industry pioneer with a passion for growing people and companies. He is a recognized innovator and operational leader. As former CTO at Infusionsoft, Marc helped grow the company from startup to over $100mm in revenue. He has led as CEO and President of many fast-growth software companies. 

Marc was recognized as Arizona CIO of the Year by the Phoenix Business Journal and the Arizona Technology Council.  The Society for Information Management awarded him Arizona IT Leader of the Year. He currently works as the COO at Paradox (fast-growing software firm) managing product teams, engineering teams, business development teams and serving as general counsel.


Kelly Korshak - CTO

Kelly attended Stanford and subsequently the University of Chicago and has a graduate degree in mathematics.  He spent 25+ years on Wall Street, investing over $4 Billion assets for institutional banks and funds including Deutsche Bank, Morgan Stanley, Diamondback Capital, Brevan Howard and Tudor Group. 

His strategy to investing is built around the approach that Artificial Intelligence (A.I.) and machine learning algorithms produce superior risk / reward in the stock market.  This A.I. approach led him to retire from Wall Street with his family in Arizona to start up his own company “Flip Investor”.  

His dream is to empower all individuals to grow their wealth through the power of A.I. SmartFolio technology.

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Randy Tate - CEO

Randy spent his earlier years as a successful collegiate athlete and then self-made entrepreneur.  He grew an athletic apparel company to over $5M+ in revenue, then sold it to a publicly traded sporting conglomerate, Sports Chalet. 

For the last 10+ years he has trained thousands of employees and business owners on how to market effectively, grow sales and build sustainable growth in their companies.

His passion for technology led him to one of the fastest growing software companies called Infusionsoft, which peaked with over 150,000 software users.  As the VP of Business Training for customers, he developed and oversaw the expansion of the Elite Business Education curriculum program.

Since then he has led as the co-founder and CEO of iFlip, SAAS Financial Technology Company.  His passion is to empower all individuals to grow their wealth for the future through the use of AI investing technology.