Crippled by fear. Unable to do anything. Is that how you’re feeling about investing in uncertain times?
Les Brown said, “Too many of us are not living our dreams because we are living our fears.”
“One of the greatest discoveries a man makes, one of his great surprises, is to find he can do what he was afraid he couldn’t do,” comes from Henry Ford.
And Marie Curie stated, “Nothing in life is to be feared. It is only to be understood.”
Better To Do Nothing?
If you don’t understand how to invest, is it better to do nothing? Is fear keeping you from investing? In a blog written on Simply Investing, the author wonders if the fear for not investing comes from a lack of knowledge. Not knowing how to invest, what to invest in, or that it’s normal for the markets to go up and down.
Use A.I. Instead
You don’t have to know the answers to any of these questions. iFlip uses machine learning A.I. in all their SmartFolios to mitigate the risk for investors. It’s not robo trading, a robo financial advisor or a robo investment advisor. It’s the first truly A.I. driven customer investment vehicle on the market.
So, what if, instead of investing, you put aside some money each year? Or, in a different scenario, you invest but you’re unlucky and hit immediately by a crash or market correction?
Five Hypothetical Investors
In Simply Investing’s blog, author Kanwal Sarai refers to Tony Robbins’ book “Unshakeable,” where he talks about the impact of timing on the returns of five hypothetical investors. Each had $2,000 in cash to invest once a year for 20 years, beginning in 1993.
“The most successful investor invested her money on the best possible day each year: the day when the market hit its exact low point for that year. This mythical investor, who perfectly timed the market for 20 years running, ended up with $87,004.”
“The investor with the worst timing, invested all of his money on the worst possible day each year: the day when the market hit its exact high point for that year. The result? He ended up with $72,487.”
“What’s striking is that, even after this 20-year run of spectacularly bad luck, he still made a substantial profit. The lesson? If you stay in the market long enough, compounding works its magic, and you end up with a healthy return – even if your timing was hopelessly unlucky.”
Chart: Schwab Center for Financial Research
“And you know what? The worst-performing investor wasn’t the unlucky one, but the one who stayed on the bench, the one in cash: he ended up with only $51.291.”
What if you don’t know the perfect time to invest? As you can see from Tony Robbins’ example, even if you chose the wrong time to invest, you’d still be ahead of everyone who does nothing.
See related Blog.
iFlip has consistently beaten the S&P500 “The Market” over the last 3 years. It did it again in 2020. These A.I. SmartFolios are able to perform at this level because they use mathematics to calculate risk backed by machine learning technology. No other financial platform does it like this.
Emotionless Investing And Trading
Statistically, humans aren’t very good at trading. Known for “Going with our gut,” trades are sometimes lucky, but often are not. Humans make investing mistakes.
A.I. doesn’t have an opinion, a gut reaction or an emotion. It only cares about the mathematics behind the stocks. It uses machine learning back end technology to constantly analyze the markets and make trades on your behalf.
A.I. SmartFolios are long-term investments to help you preserve, protect and grow your wealth. It’s the best algorithmic trading software for your personal retirement planning.
As Babe Ruth said, “Don’t let the fear of striking out hold you back.” Likewise, don’t let the fear of investing stop you from growing your wealth.