Volatility. Risk. Return on investment. Short term. Long term. Deviation. Diversification. Bears and Bulls. Timing.

Some people get very excited when they hear words like these. Others panic. While still others don’t understand, so they change the subject. 

If you’re investing, doing your personal retirement planning or curious about investing, you’ve come across these words. Let’s look at how some of them might apply to you.

Volatility

You know the stock market doesn’t go straight up when it closes up for the day. And it doesn’t nosedive down on a down closing day. The market is full of ups and downs all day, every day. That’s volatility. 

To simplify the meaning of volatility, Get Smarter About Money writes, “A stock price that changes quickly and by a lot is more volatile. This makes a stock riskier – you could lose a lot if you had to get your money out on short notice.”

Risk

Any investment is risky in various ways. An article on The Balance lists several types of risks including economic, inflationary and the risk of being too conservative. As you invest, find out your personal risk tolerance. What is the amount of market risk you can withstand?

If the market fell by 20 percent, what would you do? An aggressive investor would do nothing. A moderate investor might wait a few months and then decide what to do. If you’re a conservative investor, you’d immediately sell your stocks.

Timing

“Trying to time the market can be a risky strategy,” says the Ontario Securities Commission. The people at iFlip agree. Most online financial advisors recommend riding the ups and downs of the market. iFlip says it’s impossible to time the market exactly.

However, they’ve spent decades developing their A.I. technology to get close enough to timing the market to save you significant losses. iFlip’s A.I. SmartFolios are designed to protect your investment through the ups and downs of the market, even crashes.

See How iFlip’s A.I. Performed During The 2020 Crash

Diversification

Online financial advisors, robo investment advisors and financial planners commonly recommend diversifying your portfolio. Makes sense. “Don’t put all your eggs in one basket,” and other sayings caution investors to keep their money safe. If one stock loses, the plan is for other stocks to grow.

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When you invest using iFlip’s A.I. SmartFolios, diversification isn’t something you worry about. It’s built in. 

Combining stocks like Amazon, Apple, S&P 500, oil industry and low “beta” stocks, along with many other high profile stocks, there’s a SmartFolio to fit your risk tolerance.

Short-Term, Long-Term Investing

Day trading for your personal retirement planning? Short-term investing doesn’t make sense. It’s very volatile.

The best algorithmic trading software makes iFlip’s A.I. back-end technology able to constantly analyze the market and automatically place trades for you. A.I. SmartFolios are long-term investments helping you achieve your goals.

This automated trading software is also available as the best stock app android and iOS. Jump over to iFlip and see what SmartFolio is best for your investing needs.
Whether you choose the best mobile stock app or install iFlip’s algorithmic trading software on your desktop, it’s all about preserving, protecting and growing your wealth with appropriate risk. Risk you can handle. Risk mitigated with iFlip’s A.I. SmartFolios.